Tracey Fiorelli
Janice Mitchell Real Estate, Inc | 508-509-8162 | [email protected]


Posted by Tracey Fiorelli on 7/17/2019

This Condo in Rutland, MA recently sold for $245,000. This Townhouse style home was sold by Tracey Fiorelli - Janice Mitchell Real Estate, Inc.


211 BARRE PAXTON RD, Rutland, MA 01543

Condo

$245,000
Price
$245,000
Sale Price

6
Rooms
2
Beds
2/1
Full/Half Baths
Rare resale at Fox Run Condo complex offering open floor plan featuring fieldstone fireplace , dine in kitchen with center island , granite counter and maple stained cabinets open to separate dining nook and Half bath . 2nd floor features Master suite & private bath with tile flooring, granite counters and linen closet , spacious bedroom and walk in closet plus a secondary room which makes a great office, craft room or nursery , additional full bath and 2nd nice size bedroom . Complete with 1 car garage & private deck overlooking tree lined yard .

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Tags: 01543   Condo   Real estate   Rutland  
Categories: Sold Homes  


Posted by Tracey Fiorelli on 7/17/2019


176 MAPLE AVE, Rutland, MA 01543

Condo

$57,000
Price

2
Rooms
2
Beds
1
Baths
STUDIO style condo available for sale with new wall to wall carpet, freshly painted interior, updated bathroom and new slider to private patio area . Complex offers in ground pool , tennis courts, & playground area . Low condo fees and immediate occupancy available Complex is located near town center, shells, and local restaurants
Open House
No scheduled Open Houses






Tags: 01543   Condo   Real estate   Rutland  
Categories: New Homes  


Posted by Tracey Fiorelli on 7/16/2019


141 MECHANIC ST, Leominster, MA 01453

Multi-Family

$299,000
Price

2
Units
2,516
Approx. GLA
Family owned and occupied for over 30 years . Well cared for 2 Family home featuring hardwood floors, French doors, spacious rooms young roof , heating system, vinyl windows and vinyl siding . 1st floor offers 3 bedrooms and 2 full baths dine in kitchen with center island slider to patio are and flower gardens. 2nd floor has dine in kitchen , spacious living room and diner room with hardwood floors, French doors leading to 3 season room /porch plus 2 large bedrooms. PLUS 2 car garage and extended driveway for additional parking
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Tracey Fiorelli on 7/16/2019


176 MAPLE AVE, Rutland, MA 01543

Rental

$900
Price

4
Rooms
2
Beds
1
Baths
Newly renovated condo available for rent offering air condition ,new kitchen cabinets, plank style kitchen floor, new wall to wall carpet and freshly painted interior Complex includes inground pool, tennis courts, playground, and in complex laundry facilities . Rent includes water, sewer, trash and hot water . Immediate occupancy available . Close to town center , local restaurants, park and schools
Open House
No scheduled Open Houses






Tags: 01543   Real estate   Rental   Rutland  
Categories: New Homes  


Posted by Tracey Fiorelli on 7/13/2019

If you’re planning on buying a home in the near future and are confused about many of the terms associated with mortgages, you’re not alone. Real estate is its own industry with its own set of processes, terms, and acronyms. If you’re new to the home buying process, there can be somewhat of a learning curve to understand what each of these terms means.

Since buying a home is such a huge investment and life decision, there’s a lot of pressure on home buyers to make sure they get everything right. This makes for a stressful situation for buyers who don’t feel like they understand the terminology of things like mortgages, appraisals, credit reports, and other factors that contribute to the home buying process.

To alleviate some of those concerns and to make the home buying process run more smoothly, we’ve compiled a list of the most common, and most commonly confused, real estate words, terms, and acronyms. That way, when you’re talking things over with your real estate agent or your mortgage lender, you’ll be confident that you understand exactly what’s being considered.


Read on for our real estate terminology glossary.

  • Adjustable rate mortgage (ARM) - This is one type of home loan. Mortgage rates with this type of loan fluctuate throughout the repayment term of the loan. The fluctuation is based on a market indicator.

  • Fixed rate mortgage (FRM) - Another type of home loan, a fixed rate mortgage has a rate which does not fluctuate, remaining constant for the life of the term, most commonly 15 or 30 years.

  • Appraisal - An appraisal is the determination of the value of a property. Appraisals are used when purchasing and selling a home, as well as when refinancing a home loan. Appraisers are required to be licensed or certified in each state and are usually paid for by the lender.

  • Appreciation - An increase in a property’s value, most commonly due to market inflation, or the general increase in home prices over time.

  • Depreciation - A decrease in a property’s value, due to either market deflation (uncommon) or the wear and tear on a home that comes with age.

  • Closing costs - The costs and fees that a buyer is responsible for when purchasing a home or taking out a mortgage. These include underwriting fees, inspections, appraisals, transfer taxes, and more. Closing costs typically range from 2% to 5% of the total loan amount.

  • Contingency - Home purchases have contracts to protect the interest of the buyer, seller, and lender. Contingencies are provisions designed to protect the buyer or lender should something occur in the time leading up to closing on (or purchasing) the home. One common contingency is the buyer’s right to have a final inspection of the home before closing to ensure no new issues with the home have occurred.

  • Private mortgage insurance (PMI) - Buyers who cannot afford a down payment of %20 typically are required to take out a private mortgage insurance policy. This policy protects the lender should the borrower default (fail to repay or meet the conditions of their loan).






Categories: Uncategorized